CFO Grade All concepts
Efficiency

Payables Turnover

Short answer

Payables turnover is how many times per year you pay off your average accounts payable balance.

Formula

Payables Turnover = COGS / Accounts Payable

Annual cost of goods sold divided by accounts payable on the balance sheet.

Why it matters

Lower turnover (higher DPO) usually means you're using supplier credit strategically. Too low can damage supplier relationships; too high means you're paying earlier than you have to.

Benchmarks

Stretching terms strategically6–8×/yr
Standard8–12×/yr
Paying very early> 12×/yr

People also ask

Common questions about Payables Turnover

What is Payables Turnover?+

Payables turnover is how many times per year you pay off your average accounts payable balance.

How is Payables Turnover calculated?+

Annual cost of goods sold divided by accounts payable on the balance sheet.

What is a good Payables Turnover?+

A healthy payables turnover is typically around 6–8×/yr — stretching terms strategically. Specific targets vary by industry and stage; check our benchmarks above for your sector.

Why does Payables Turnover matter?+

Lower turnover (higher DPO) usually means you're using supplier credit strategically. Too low can damage supplier relationships; too high means you're paying earlier than you have to..

See your business's payables turnover.

Paste your numbers and CFO Grade computes this — plus 23 other ratios — in seconds, with your industry's benchmark already loaded.

Related concepts

© 2026 CFO Grade. Educational insights for business owners — not financial advice. Full terms.