CFO Grade All concepts
Profitability

Gross Margin

Short answer

Gross margin is the percentage of revenue left after subtracting direct costs (COGS). It is the ceiling on every downstream margin — if a business can't profit at the unit level, no amount of scale will fix it.

Formula

Gross Margin (%) = (Revenue − COGS) / Revenue × 100

Take your revenue, subtract the direct cost of what you sold (COGS), divide by revenue, multiply by 100.

Why it matters

Gross margin is the ceiling on every other margin. If you can't make money on the unit, scaling won't fix it — you'll just lose money faster. Lenders and acquirers use it to gauge pricing power and operational efficiency.

Benchmarks

SaaS / Software70–85%
Professional services40–60%
Retail / e-commerce30–50%
Restaurants60–72% (food margin)
Wholesale / distribution15–25%
Construction15–25%

Worked example

  • Revenue$1,000,000
  • COGS$620,000

(1,000,000 − 620,000) / 1,000,000 × 100 = 38% gross margin

People also ask

Common questions about Gross Margin

What is gross margin?+

Gross margin is (Revenue − COGS) ÷ Revenue, expressed as a percentage. It measures how much money is left from each dollar of sales after the direct cost of producing the product or delivering the service.

How do I calculate gross margin?+

Gross margin (%) = (Revenue − COGS) ÷ Revenue × 100. Example: $1M revenue, $620k COGS = $380k gross profit = 38% gross margin.

What is a good gross margin?+

It depends on the industry. Software is conventionally high (70–85%); professional services mid-range (40–60%); retail and e-commerce lower (30–50%); distribution and construction lower still (15–25%). CFO Grade benchmarks your margin against your sector automatically.

What's the difference between gross margin and net margin?+

Gross margin only subtracts direct costs (COGS). Net margin subtracts everything — operating expenses, interest, taxes. A 40% gross margin business with high overhead might still net only 5%.

See your business's gross margin.

Paste your numbers and CFO Grade computes this — plus 23 other ratios — in seconds, with your industry's benchmark already loaded.

Related concepts

© 2026 CFO Grade. Educational insights for business owners — not financial advice. Full terms.